Internet banking, or Netbanking, is quick, handy and simple to use. By this facility one can now pay bills, transfer money, create a fixed deposit and do much more transaction related activities. There is no need of going to the bank and wait in a queue because everything can be done with a few simple clicks. What’s more beneficial, all major public and private banks provide this facility so anyone who holds a bank account can make use of this facility.
But, many people are still uncertain to use this facility. Safety risks exist for sure, but with proper safety methods they can be avoided. Fake attempts are often tried so as to attack Account holders and to lure them, but with the correct precautions and safety measures all fake attacks can be avoided. Read the below mentioned Netbanking safety tips for safe online banking transactions.
Security Tips for Netbanking Users:
1.) Modify your password regularly
While it is extremely significant to select a password that is very strong and has a good combination of numbers, characters and letters, it is even more significant to modify your Netbanking password regularly. Also, do not use the similar password as your email accounts or other social media online accounts.
2.) Protect your personal secrecy
Never tell your login ID and password with anyone who appears to be from your bank or any other service company. Even if the person is reliable and trusted, do not share your account credentials. It is as good as giving that person unregulated and uncontrolled access into your bank account and your hard-earned bucks.
3.) Do not use public networks and computers
When you immediately need to access your Internet banking account, avoid doing from using public computers in a cyber café or using a public Wi-Fi network. These networks are fine for general browsing, but they are not a good way for accessing your bank account as many other users can gain access.
4.) Lookout for tries phishing attacks
Be aware and cautious about phishing attacks on your email, social networks, phone calls or mobile phone, as well. If someone out of the normal is asking for too many information, do not share anything with them. Be alert at all times as you never know when you may be under cyber attack.
5.) Audit and verify your account often
If you have not accessed your account in a while, do so from time to time. Once each 2-3 days should be good enough. Once logged in, make sure if your account balance and transaction is in line with your recognized expenses and income. If you notice anything doubtful, contact your bank straight away.
6.) Do not tap on login links in emails
If you get an email from your Netbanking supplier, do not tap on links within the email in order to sign in. The links and the email could be faked. In its place, type in the address of the service in the address bar and login on your own to gain offers or to take on other activities. Preferably, save the login URL of the service as a bookmark on your browser.
7.) Make use of efficient and updated antivirus
Unnecessary to say, the best form of protection against phishing threats, virus, fraudulent pages, and many more safety threats is a proper and updated antivirus on your device. When your bank account details and more are at stake, do not leave your safety to part-time and unsuccessful antivirus solutions. Use a genuine product with latest features. AVG internet Security makes your Netbanking transaction easier and safer. Contact AVG Tech Support for any kind of assistance regarding installation and configuration.
8.) Always log out
Every time you log in and access your account, make sure to log out. Never close the tab or the window without logging out. This is a basic security feature that many users tend to ignore most of the times.
9.) Check the last logged in details
Once you have logged in to carry out a look of your account, view the last logged in details. Almost every bank offers this facility and it permits you to see the date, time and location of the last time someone logged in to your account. If you see that the last login was not yours, contact your bank immediately.
With these safety dealings in mind, Netbanking should not cause any more worries to you. After all, the facility exists to make your life simpler so there is no point avoiding it. It is vital to adapt but with proper safety measures in mind.